Atlanta Bankruptcy Law Blog

Don't fall victim to debt relief scams

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, May 28, 2015.

In this day and age, your contact information can be accessed by others much more easily than you think. Email and phone lists for one company can be purchased and used by other parties, lawfully or not. When you sign up for things online or give out your phone number for applications and other services, that information is not guaranteed to be safe and used only by the parties to whom it was given.

Continue reading Don't fall victim to debt relief scams...

Tags: Credit Card Debt

Student Loan Debt Surpasses Credit Card Debt

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, April 16, 2015.

Education has always been sold as a key toward upward economic mobility. As more and more people followed that advice and pursued higher education, the number of people carrying heavy student loan burdens has increased to the point where the total value of student loans is now greater than the value of credit card debt.

Continue reading Student Loan Debt Surpasses Credit Card Debt...

Tags: Credit Card Debt

Being hounded by creditors? Know some basics of the FDCPA

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Wednesday, April 15, 2015.

If you are dealing with debt, there is a very good chance that you are being called and sent letters from creditors demanding payment. These communications don't necessarily happen as soon as you have missed a payment or two, but it can soon seem like every call or letter you receive is from a collections agency.

Continue reading Being hounded by creditors? Know some basics of the FDCPA...

Tags: Credit Card Debt

Dealing with credit card debt now can prevent future stress

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Friday, March 27, 2015.

If you ask just about anyone around you if they have a credit card, the answer will almost certainly be yes. People carry credit cards for emergencies, large purchases, secured transactions or because they are simply used to buying something on credit and paying for it later.

Continue reading Dealing with credit card debt now can prevent future stress...

Tags: Credit Card Debt

Know your options if you are being harassed by creditors

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, February 12, 2015.

Being in debt is stressful enough for any person struggling financially in Atlanta; being harassed and abused by creditors can make the situation even worse.

Continue reading Know your options if you are being harassed by creditors...

Tags: Credit Card Debt

Debt issues start early for many young people

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Friday, January 23, 2015.

We have mentioned in previous blogs that debt is not typically something that accumulates all at once. People often struggle with a number of different financial challenges over the course of several months or years before money woes ultimately become unmanageable.

Continue reading Debt issues start early for many young people...

Tags: Credit Card Debt

Do not be ashamed or embarrassed by debt

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, December 18, 2014.

It can seem like people share everything with the world these days. We only need to look at Facebook or Twitter to read about where people eat dinner, how much they like or dislike their job, difficulties they are having with their kids or how they are redecorating their bathroom.

Continue reading Do not be ashamed or embarrassed by debt...

Tags: Credit Card Debt

How does your credit card debt compare to national averages?

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Saturday, December 6, 2014.

When you are feeling stressed about debt, it can sometimes feel like you are the only person in the world with money issues. The reassuring news is that you are actually in good company. America runs on debt, and recent data shows that many American households have more debt than you might think.

Continue reading How does your credit card debt compare to national averages?...

Tags: Credit Card Debt

Retailers target shoppers to increase spending during holidays

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, December 4, 2014.

The holidays can be the most stressful time of year, especially for people who are already dealing with tight finances and money woes. There is a lot of pressure to buy gifts, stock up on decorations and attend parties, all of which can make people feel like spending money is unavoidable.

Continue reading Retailers target shoppers to increase spending during holidays...

Tags: Credit Card Debt

Middle class still struggling with financial tug-of-war

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Sunday, November 9, 2014.

It is no secret that most people in the U.S. struggle with finances and money on a regular basis. Millions of people have battles every month when it comes to paying for what they want and paying for what they need, as many people can't do both.

Continue reading Middle class still struggling with financial tug-of-war...

Tags: Credit Card Debt

GA residents continue to suffer as unemployment rates stay high

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Friday, October 17, 2014.

In a recent blog post, we discussed the troubling unemployment rate in Georgia. Readers should be aware that this state's jobless rate of 8.1 percent is the highest in the country, even though statistics suggest that the state is also experiencing job growth.

Continue reading GA residents continue to suffer as unemployment rates stay high...

Tags: Credit Card Debt

Think twice before ignoring unpaid debts

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Friday, June 13, 2014.

When your debt begins to feel overwhelming, it can be tempting to stop opening your bills. After all, the stress of opening your credit card bills, medical bills and auto loan statements can be extremely taxing. And you may find yourself asking, “What is the point of opening this bill if I can’t pay it?” These feelings are understandable. However, you are likely to do your financial future more harm by ignoring your unpaid credit card debt and other bills than if you choose to remain engaged.

Continue reading Think twice before ignoring unpaid debts...

Tags: Bankruptcy, credit card debt, filing for bankruptcy