Atlanta Bankruptcy Law Blog

Getting divorced doesn't mean you can break up with your debt

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Friday, April 24, 2015.

The process of getting divorced can be extremely stressful and emotional. People can be dealing with feelings of betrayal, anger, guilt, sadness and fear for what the future will look like. Add to all this the stress of dealing with financial problems, and it can all prove to be quite overwhelming.

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Tags: Chapter 7

Study highlights challenges of debt and young age

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Saturday, April 18, 2015.

It is easy to be jealous of the fame and talent of professional football players; their potential fortunes are also something to envy. People often assume that all that money comes with a happy life free from financial woes. However, these athletes face the same money problems that people all across Georgia deal with every day.

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Tags: bankruptcy, debt relief, personal debt

Student Loan Debt Surpasses Credit Card Debt

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, April 16, 2015.

Education has always been sold as a key toward upward economic mobility. As more and more people followed that advice and pursued higher education, the number of people carrying heavy student loan burdens has increased to the point where the total value of student loans is now greater than the value of credit card debt.

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Tags: Credit Card Debt

Being hounded by creditors? Know some basics of the FDCPA

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Wednesday, April 15, 2015.

If you are dealing with debt, there is a very good chance that you are being called and sent letters from creditors demanding payment. These communications don't necessarily happen as soon as you have missed a payment or two, but it can soon seem like every call or letter you receive is from a collections agency.

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Tags: Credit Card Debt

What is credit counseling, and do I need it?

On behalf of Gingold & Gingold LLC posted in Chapter 13 on Wednesday, April 8, 2015.

Filing for bankruptcy protection is not necessarily as simple as filling out a few forms and submitting them to the courts. In fact, there are several steps a person needs to complete before he or she even files bankruptcy-related paperwork.

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Tags: Chapter 13

Can I Refinance My Home After Chapter 13 Bankruptcy?

On behalf of Gingold & Gingold LLC posted in Chapter 13 on Saturday, April 4, 2015.

In the past several years, many people have been able to take advantage of low interest rates on home loans to help reduce their monthly financial obligations. People who have previously filed for bankruptcy protection under Chapter 13 may be wondering if there is any way they can improve their financial situation further by refinancing their homes.

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Tags: Chapter 13

Homeowners staying in their home even after missed payments

On behalf of Gingold & Gingold LLC posted in Foreclosure on Friday, April 3, 2015.

If you have fallen behind in your mortgage payments or have received a notice of foreclosure, you could be extremely concerned about whether -- and when -- you'll have to move. In some cases, homeowners or renters will just move out, assuming they have no other option or as a way to just move forward.

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Tags: Foreclosure