Atlanta Bankruptcy Law Blog

Do not be ashamed or embarrassed by debt

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, December 18, 2014.

It can seem like people share everything with the world these days. We only need to look at Facebook or Twitter to read about where people eat dinner, how much they like or dislike their job, difficulties they are having with their kids or how they are redecorating their bathroom.

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Tags: Credit Card Debt

Can all my debt be discharged by filing Chapter 7 bankruptcy?

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Thursday, December 11, 2014.

Being buried in debt is something far too many people in Atlanta are struggling with. And while being unable to keep up with bills and other payments is stressful enough, it is not just the money troubles that make this situation so unbearable. There are also the relentless letters and calls from collections agencies and the looming fears about the future.

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Tags: Chapter 7

How does your credit card debt compare to national averages?

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Saturday, December 6, 2014.

When you are feeling stressed about debt, it can sometimes feel like you are the only person in the world with money issues. The reassuring news is that you are actually in good company. America runs on debt, and recent data shows that many American households have more debt than you might think.

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Tags: Credit Card Debt

Bankruptcy's automatic stay can stop wage garnishment

On behalf of Gingold & Gingold LLC posted in Wage Garnishment on Friday, December 5, 2014.

Having your wages or bank account garnished by creditors can be frightening, especially since you probably are already dealing with huge debt problems by that point. With less money coming in, how are you supposed to get a handle on your bills?

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Tags: Wage Garnishment

Retailers target shoppers to increase spending during holidays

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, December 4, 2014.

The holidays can be the most stressful time of year, especially for people who are already dealing with tight finances and money woes. There is a lot of pressure to buy gifts, stock up on decorations and attend parties, all of which can make people feel like spending money is unavoidable.

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Tags: Credit Card Debt