Atlanta Bankruptcy Law Blog

March 2014

Is that harassing creditor violating debt collection laws?

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, March 27, 2014.

Many people in Georgia have likely experienced a less-than-friendly debt collector. Whether you are overwhelmed with credit card debt or stuck with an extremely expensive medical bill because of an injury or illness, debt collectors can be ruthless in their attempts to collect unpaid debts. As a consumer, however, it is important to understand when a debt collector has crossed the line by violating the law.

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Tags: credit cards

Is bankruptcy the best option for soon-to-be retirees?

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Thursday, March 20, 2014.

Let's say you are a few years away from retiring, but you are deep in debt. You have a mortgage -- and maybe a second mortgage -- car loans, and other debts that you just can't keep up with. What's your best move?

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Tags: debt relief

With federal dollars to spend, Georgia looks to help homeowners

On behalf of Gingold & Gingold LLC posted in Foreclosure on Thursday, March 13, 2014.

Even though the worst of the recession hit a few years ago, thousands of homes in Georgia continue to face foreclosure. As we discussed in a post last month, a quarter of homeowners in Atlanta have more in mortgage debt than their homes are worth. What some people in this situation may not realize, however, is that there are ways to get help and possibly save their homes.

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Tags: Bankruptcy, foreclosure, homeowner, mortgage payments

Medical bankruptcies continue to plague Americans

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Wednesday, March 5, 2014.

Here in Atlanta, we are all well-aware of the exorbitant costs of health care. A visit to the doctor for a minor ailment can result in a bill for hundreds of dollars -- even for those who have insurance. A major injury or illness can set a person back tens of thousands of dollars, making it impossible to make ends meet.

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Tags: Chapter 7, overwhelming debt