Atlanta Bankruptcy Law Blog

Big bank hit with allegations of bad credit card debt practices

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, December 26, 2013.

Credit cards are a normal part of life for many people across the country, including those in Georgia. Some use them to pay bills, others use them to build credit, while others simply enjoy earning points that can be used to purchase vacations and other goods. Having access to a credit card is beneficial to people in a number of ways.

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Tags: Bankruptcy, credit card debt, credit cards, financial challenges

Don't let wage garnishment make a Scrooge out of you

On behalf of Gingold & Gingold LLC posted in Wage Garnishment on Thursday, December 19, 2013.

The holidays are upon us. For many in Georgia, lights and music fill the air with magic and promise. But for some people, holiday traditions bring suffocating feelings of stress and anxiety. The bills are stacking up, and so are the added holiday expenses. Your paycheck just doesn't seem to add up.

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Tags: employer, paycheck, stop wage garnishment, wage garnishment

Scams abound in foreclosure market

On behalf of Gingold & Gingold LLC posted in Foreclosure on Thursday, December 12, 2013.

Americans have been hammered with news about the foreclosure crisis in the United States. It seems like every day there is another news report or newspaper article about mortgages in trouble and the number of bankruptcies cropping up across the country. It may have happened to your neighbor or a co-worker. In fact, you may be facing these issues yourself. Georgia is among the states hardest hit by this crisis. When your income gets tight and the financial challenges continue to mount, what do you do?

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Tags: financial challenges, foreclosure, foreclosure fraud, homeowner, income

Holiday generosity can result in massive credit card debt

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Sunday, December 1, 2013.

It probably comes as no surprise to Georgia readers that December is the peak time for American consumers to use credit cards. According to reports, Americans will be charging approximately $131 billion during the month of December. That's 16.4 percent above the average. While all those holiday deals seem too good to resist, they can lead to massive credit card debt.

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Tags: Bankruptcy, credit card debt, credit cards, filing for bankruptcy, interest