If you ask just about anyone around you if they have a credit card, the answer will almost certainly be yes. People carry credit cards for emergencies, large purchases, secured transactions or because they are simply used to buying something on credit and paying for it later.
Unfortunately, credit card use is so ubiquitous that is may not seem like that big of a deal when you fall behind on payments or rack up huge balances. However, the truth is that credit card is a very serious problem that can lead to years of financial struggle and penalties. In order to prevent some of the worst damage from being done, people who are dealing with outstanding credit card balances can speak with an Atlanta attorney sooner, rather than later.