Cumming Chapter 13 Attorneys

Avoiding Foreclosure, Repossession and Other Legal Actions

As a result of the recent economic downturn, many people in Cumming and throughout Forsyth County have been forced to accept lower-paying jobs, while others have been denied the opportunity to advance. As a result, many people cannot afford to keep up with their payments on their mortgages, car loans, credit cards and other debts.

If you have fallen behind, Chapter 13 bankruptcy may be your solution. At Gingold & Gingold LLC, we can offer the assistance of Cumming Chapter 13 lawyers Ira D. Gingold, who has been a bankruptcy attorney since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been a bankruptcy, business and real estate attorney since 2001.

Helping Clients in the Cumming Area Create Chapter 13 Payment Plans

Chapter 13 bankruptcy is designed for people who have steady income but need time to catch up on their payments. If you are eligible for Chapter 13, you can enter into a payment plan — also known as a wage-earner plan — to repay your debts over three to five years. It may also be possible to reduce the amount you owe on certain types of debts.

While there are many advantages to Chapter 13 bankruptcy, it is not the best plan for everyone. We can help you evaluate whether Chapter 13 is right for you. If so, we will work with you to file your bankruptcy repayment plan so you can take full advantage of the opportunities offered by the Chapter 13 bankruptcy laws.

Forsyth County Debt Reorganization Attorneys · Free Initial Consultation

From our offices in Cumming, we assist clients in Coal Mountain, Chestatee, Big Creek, Matt and other communities in Forsyth County and throughout the Atlanta metro area. For a free consultation, contact us at (404) 685-8800 or by e-mail.