The Automatic Stay in Bankruptcy

Attorneys

Putting an Immediate Stop to All Debt Collection Actions

The automatic stay is one of the most powerful tools available in U.S. bankruptcy law. When you file bankruptcy, the Bankruptcy Court will relieve your stress immediately by putting an immediate stop to any and all debt collection actions against you while your case proceeds.

At Gingold & Gingold LLC, we can help you take advantage of the automatic stay to get the debt relief you need. Our firm is made up of two experienced lawyers: Ira D. Gingold, who has been a bankruptcy attorney and Court-appointed Bankruptcy Trustee since 1971, and Jamie L. Gingold, who has been practicing bankruptcy, business and real estate law since 2001.

Understanding the Power of the Automatic Stay

The automatic stay is a Court order that takes effect as soon as you file Chapter 7 or Chapter 13 bankruptcy. Your attorney will include a list of your creditors in your bankruptcy filing, and all of them will receive a copy of the automatic stay, telling them that they are not allowed to:

Call you on the phone
Send you letters
Call your relatives, family or coworkers
Foreclose on your home
Continue a foreclosure that has started
Sue you on a debt
Continue a lawsuit that has started
Collect on a judgment against you
File a garnishment on your wages and bank accounts
Take any other debt collection actions

Once you have decided to file bankruptcy, you should not have any more contact with your creditors. Once your case is filed with the Bankruptcy Court, any creditors who continue to contact you are breaking the law, and your lawyer can make sure the Court knows that.

Contact Our Attorneys to Get the Debt Relief You Need

At Gingold & Gingold LLC, the automatic stay is one of our best tools for relieving our clients' stress. To schedule a free consultation with our bankruptcy attorneys, call us today at 404-963-9508 (toll free at 877-419-0450) or e-mail us. We have offices in Atlanta, Cumming, Dallas, Douglasville and Gainesville, and evening and weekend appointments are available.

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"I couldn't pay for my timeshare and credit cards because I was separated. You wiped out those debts. Now I can handle my house and car. I appreciate your time." More

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"When I came to you, I was so upset because I was supporting my kids without any help. You wiped out my debts so I can now pay my rent and car. Thank you for spending time to handle my case so I could get my life back." More

"Thank goodness you stopped my foreclosure. My house is now current, and I don't have to worry. We'll always remember your help." More

"Thanks for all your help in my Chapter 13 and the conversion to Chapter 7. You took a big burden off me, and it's easier to live now. It's been nice to know you." More